Performance Chart 2

A history of a real-life Index Annuity account from 9/30/98 to 9/30/13

* This graph is based on actual credited rates for the period shown on the index annuity product which is no longer available for sale. Past performance is not an indication of future results. Please call your Ty J. Young, Inc Advisor for new product information. **Check our disclosure for additional information.

The history of the above Indexed Annuity demonstrates the powerful benefits of Indexed Annuities with the annual reset interest crediting design. There are current products with reset design as well. This account did exactly what it was supposed to do ... give the Contract Owner the opportunity to accumulate value based on the appreciation of the S&P 500® Index, without the risk of loss of Principal in years when the S&P 500® was negative. All of this supported by a minimum guarantee.

This is not an illustration. This is a depiction of an actual policyholder.

These results should not be an indication that Indexed Annuities will outperform the S&P 500®. This simply demonstrates the powerful benefits of Indexed Annuities with the annual reset interest crediting design.

Basic benefits of Indexed Annuities:

1. Preservation of Principal
2. Reasonable Rates of Return
3. Tax-Deferral
4. Minimum Guarantees
5. Guaranteed Lifetime Income
6. Possible Probate Avoidance

** The “S&P®” is a product of S&P Dow Jones Indices LLC and has been licensed for use by multiple insurance carriers. “Standard & Poor’s®” and S&P® are registered trademarks of Standard & Poor's Financial Services LLC ("S&P"); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC ("Dow Jones"); Standard & Poor’s®, are trademarks of the SPDJI; and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes to insurance carriers. Fixed Index Annuities are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions or interruptions of the S&P.

Advisors do not give legal or tax advice. Consult your own personal advisor regarding these matters.